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Metal vs Tile Roofing - Pros and Cons for Canberra Homeowners

20 September 20249 min readBy Leaky Roof Team

Metal vs Tile - Making the Right Choice for Canberra

The choice between metal and tile roofing is one of the most significant decisions a Canberra homeowner will make, whether building new or replacing an existing roof. Both options have genuine strengths and weaknesses, and the right choice depends on your priorities, budget, and the specific characteristics of your home.

This guide provides an honest, detailed comparison based on our experience working with both materials across every suburb in the ACT.

Metal Roofing - The Pros

1. Lightweight. Metal roofing weighs approximately 5 to 7 kg per square metre, compared to 50 to 55 kg for concrete tiles. This ten-fold weight reduction means less stress on your home's frame, better seismic performance, and more flexibility in structural design.

2. Low maintenance. No re-bedding, no re-pointing, no individual tile replacements. Metal roofs need periodic screw tightening, occasional flashing reseal, and eventually a recoat after 20 to 30 years. Over a 30-year period, this typically saves $5,000 to $15,000 compared to tile roof maintenance costs in Canberra.

3. Excellent fire rating. Metal does not burn and does not produce embers. For Canberra homes near bushland - including parts of Weston Creek, southern Tuggeranong, and suburbs backing onto Canberra Nature Park - this is a significant safety advantage.

4. Hail resilience. Metal dents under hail but rarely breaches. After Canberra's 2020 hailstorm, metal roofs had cosmetic denting but remained watertight. Many tile roofs had cracked tiles that caused immediate interior water damage.

5. Long lifespan. Colorbond carries manufacturer warranties of up to 36 years for the steel and 25 years for the paint. Practical lifespan in Canberra is 50 to 70 years with basic maintenance.

6. Low-pitch capability. Metal can be installed at pitches as low as 1 degree (depending on profile), enabling modern architectural designs that are impossible with tiles.

Metal Roofing - The Cons

1. Noise. Rain and hail on a metal roof is audibly louder than on tile. Adequate ceiling insulation reduces this significantly, but metal roofs will never be as quiet as tile in a storm.

2. Cosmetic hail denting. While metal stays watertight after hail, the dents are permanent and visible. This bothers some homeowners, particularly after a severe event like the 2020 storm.

3. Condensation risk. Metal roofs are prone to underside condensation in Canberra's cold winters. Without proper sarking and ventilation, this moisture can damage insulation and promote mould growth in the ceiling cavity.

4. Thermal conduction. Metal conducts heat readily. Without adequate insulation, a metal roof transfers more heat into the home in summer and more cold in winter. This is mitigated by appropriate insulation and colour choice but is an inherent property of the material.

5. Expansion noise. Metal expands and contracts with temperature changes, producing ticking or popping sounds. In Canberra, with its rapid temperature swings at dawn and dusk, this can be noticeable.

Tile Roofing - The Pros

1. Superior thermal mass. Tiles absorb heat slowly and release it slowly, creating a natural thermal buffer. This means a tile roof keeps the house cooler during the day and warmer overnight compared to metal, reducing the peak load on heating and cooling systems.

2. Excellent sound insulation. The mass of a tile roof dampens rain and hail noise significantly. During Canberra's thunderstorms, a tile roof is noticeably quieter than metal.

3. Classic aesthetics. Tile roofs - particularly terracotta - have a textured, traditional appearance that suits many home styles. In Canberra's older established suburbs like Griffith, Red Hill, Forrest, and Yarralumla, tile roofs complement the architectural character.

4. Individual replaceability. A damaged tile can be individually replaced without affecting surrounding tiles. This makes spot repairs simple and inexpensive.

5. Natural breathability. The overlapping nature of tile roofing allows some natural air movement, which can reduce condensation risk compared to a sealed metal roof (though this advantage diminishes if sarking is installed).

6. Terracotta longevity. Premium terracotta tiles can last 50 to 75 years or more - the longest lifespan of any common roofing material. Many heritage homes in Canberra still have their original terracotta roofs from the 1920s.

Tile Roofing - The Cons

1. High maintenance. Ridge cap re-pointing every 10 to 15 years, periodic tile replacements, moss cleaning, valley flashing maintenance, and eventual restoration. These costs add up significantly over the roof's lifetime.

2. Frost vulnerability (concrete). Concrete tiles in Canberra absorb water as they age. That water freezes in winter, causing progressive cracking and spalling. This is a major issue in Canberra with its 50 to 80 frost events per year, and is the primary reason many concrete tile roofs need replacement at 30 to 40 years rather than lasting their full potential lifespan.

3. Weight. At 50 to 55 kg per square metre, a tile roof on a standard home weighs 8 to 10 tonnes. This requires heavier framing, increases construction costs for new builds, and adds seismic risk.

4. Hail vulnerability. Tiles crack and shatter under large hailstones, immediately allowing water into the roof cavity. Replacement tiles may not be available for discontinued profiles, complicating repairs.

5. Wind vulnerability. Individual tiles can be lifted by strong winds, especially if fixing clips have corroded. Canberra's spring westerlies regularly displace tiles on exposed homes.

6. Minimum pitch requirement. Most tile systems require a minimum pitch of 15 degrees or more, limiting design options for low-profile contemporary homes.

Cost Comparison for Canberra

For a typical 3-bedroom Canberra home with 180 square metres of roof area:

  • Colorbond (corrugated or trimdek): $12,000 to $22,000 installed
  • Concrete tiles: $10,000 to $18,000 installed
  • Terracotta tiles: $15,000 to $25,000 installed

But upfront cost tells only part of the story. Over 30 years:

  • Colorbond total cost of ownership: $14,000 to $26,000 (installation plus minimal maintenance)
  • Concrete tile total cost of ownership: $18,000 to $33,000 (installation plus re-pointing, re-bedding, restoration, tile replacements)
  • Terracotta tile total cost of ownership: $20,000 to $35,000 (installation plus periodic maintenance, though less frequent than concrete)

These figures are indicative - actual costs depend on your specific roof size, complexity, and condition over time.

Which Performs Better in Canberra's Climate?

For Canberra specifically, metal roofing has several climate-related advantages: better hail performance, no freeze-thaw vulnerability, better fire resistance, and better wind resistance. Tile roofing's advantages - thermal mass and sound insulation - are real but can be partially replicated under a metal roof with appropriate insulation.

The primary climate-related weakness of metal in Canberra is condensation, which requires proper ventilation and sarking to manage. The primary weakness of tile (specifically concrete tile) is freeze-thaw degradation, which is an inherent material limitation.

Our Recommendation

For new builds and full replacements in Canberra, we lean toward Colorbond for most homeowners. The combination of lower lifecycle costs, minimal maintenance, excellent climate performance, and long warranty makes it the pragmatic choice.

For homeowners with existing tile roofs in good condition, we recommend maintaining and restoring rather than replacing - a well-maintained tile roof has many good years ahead. And for homes in heritage areas where tile is architecturally appropriate, quality terracotta remains a premium choice that can last generations.

Want specific advice for your home? Book a free estimate or call (02) 5133 5608. We work with both materials every day and can give you an honest assessment based on your situation. We cover all ACT suburbs, 7 days a week.

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